Senior Credit Analyst

Summary about this job

Detail information about job Senior Credit Analyst. Terms and conditions vacancy

• Join ASX 100 Finance Leader – Australia's Most Loved Bank!
• Suit experienced Credit Analyst, preferably from an asset financing background
• Flexible workplace & collaborative team – Sydney Based

About us: 

Join one of Australia's top 100 listed companies where our vision is to create Australia's Most Loved Bank!

We support a flexible workplace and have a collaborative team environment. You will be part of a professional team in Sydney and gain exposure to a diverse portfolio of clients and products.

Your new role:

As a Senior Credit Analyst, you will be required to manage credit risk predominately for our Dealer Finance business, centred on Commercial Lending

Further you will establish a close working relationship with the DAA holders across Business Credit and assist with the preparation and recommendation of Credit Applications for approval values.

You will have strong stakeholder management skills as it is important to build and maintain strong working relationships with the dealership networks.

Specifically you will:

• Preparing / recommending submissions to the relevant Credit Risk Officer for transactions.
• Identifying and providing solutions within credit policy / procedures
• Provide timely turnaround of all applications within agreed Service Level Agreements (SLAs)
• Participate in credit process improvement initiatives to meet key operational business needs
• Provide phone support to the dealership network regarding credit decisions

About you:

As an experienced credit analyst, you will demonstrate previous consumer and commercial lending analysis, preferably from an asset financing background. Demonstrating previous underwriting experience gained in a retail lending environment, you will possess;

• Proven influencing, interpersonal and negotiation skills
• Strong understanding of floorplan product and funding of dealership stock
• Exceptional communication skills – with ability to explain credit decisions to internal / external stakeholders
• Ability to dissect and interpret financial documentation
• Understanding of associated legal documentation requirements in the credit analysis/approval process
• Previously held related personal DAA – based on thorough understanding of all aspects of consumer and commercial lending

Naturally, you will possess strong organisational skills and attention to detail, coupled with your ability to multi-task and liaise with various stakeholders. Your proven analytical skills will be complimented by your ability to thrive in a fast paced and demanding environment.

Why BOQ:

BOQ culture and benefits

Work for one of Australia's top 100 listed companies where our vision is to create Australia’s Most Loved Bank! BOQ are passionate about providing opportunities for you to develop your career as we continuously adapt and deliver in a transformational and competitive environment.

We support a flexible workplace.

Benefits include:

• Discounted financial products
• Salary packaging options
• Purchase annual leave
• BUPA Corporate Plan
• Gym discounts and much more!

How to apply:

To apply for this role please follow the links, alternatively you can view the role on our Careers Page.

The Bank of Queensland is committed to diversity and an inclusive workforce. Aboriginal and Torres Strait Islander People are encouraged to apply.

BOQ is a member of the Australian Bankers’ Association and has subscribed to the Conduct Background Check Protocol (Protocol). Under the Protocol, from 1 October 2017, BOQ will contact any previous employer/s who are also part of this association to provide a Conduct Check of any potential employee.

If you are successful for a role with the Bank of Queensland, it is a condition of employment that background screening is completed to ensure that the Bank complies with its obligations under the Anti-Money Laundering and Counter Terrorism Financing Act. These checks may include, but are not limited to: identity, verification, reference checks, criminal background checks, immigration checks, verification of academic qualifications, bankruptcy checks.