Credit Manager | Non-conforming and SMSF loans experience?

Summary about this job

Detail information about job Credit Manager | Non-conforming and SMSF loans experience?. Terms and conditions vacancy

Our Client is an SMSF specialist who simplifies the process of setting up and running self-managed super funds (SMSFs). There digital platform allows all Australians to decide where they want to invest their superannuation. The vast majority of its customers would like to purchase a property within their SMSF. In 2H 2018, the company is launching a residential loan product to address this demand.

As a result of this launch, a position is now available for a Credit Manager who will be responsible for managing and formulating the credit lending program and underwriting process for the business. The successful candidate will be responsible for assessing and approving loans within appropriate limits. As the team grows and develops you will also oversee hiring, managing and coaching of Credit Assessors.  

Key responsibilities will include but not be limited to:

• Formulating the lending credit policy and the underwriting process
• Analysis of mortgage loan applications & approval
• Apply best practice work processes to minimise approval delays
• Ensure compliant underwriting standards
• Assist Introducers/Referrers as required
• Identify weaknesses/quality issues in loan submissions & recommend changes/training
• Ongoing involvement in assisting to improve quality of submissions
• Develop strong working relationships with internal and external stakeholders
• Vigilance against fraud and potential risk issues
• Support sales support and sales team with timely responses to scenarios and policy discussions
• Develop, grow and manage a team of Credit Assessors which includes Performance Management

The successful candidate will have the following skills and experience:

• Cert 4 qualifications
• Minimum 5-10 years’ experience with mortgage underwriting and/or credit assessment (non-conforming and SMSF experience desired)
• Minimum 5-10 years’ experience managing credit assessors within non-conforming and SMSF loans
• Tertiary qualifications desirable
• Capacity to underwrite mortgage loans in a strict policy-focused, compliance environment with a sound commercial approach
• A high level of technical knowledge in non-conforming mortgages, lending criteria and procedures
• Thorough ongoing understanding of relevant State and Federal legislation, ensuring all processes and activities comply
• Ability to perform to a high standard under pressure
• High degree of analytical skill
• Ability to create positive outcomes without delaying decisions or losing sight of the
• Good communication skills

If you have the skills and experience as detailed above, please upload your Resume NOW! Or contact Mariella Fenianos at Succession Recruitment on Ph. 02 9230 0665.