Commercial Credit Analyst - Automotive Finance
We are currently looking for a Commercial Credit Analyst to join our Commercial Credit department for dealer and fleet vehicle funding.
Summary about this job
Corporate Finance & Investment Banking
Company: Volkswagen Financial Services
Location: Sydney
Work type: Full Time
Salary: Competitive Salary + Benefits
Phone: +61-7-6419-8324
Fax: +61-3-7536-5005
E-mail: n\a
Site: n\a
Detail information about job Commercial Credit Analyst - Automotive Finance . Terms and conditions vacancy
- Career Opportunity in a Global Brand
- Great employee benefits inc. 12% super and subsidised lease car
- onsite cafe and parking
Volkswagen Financial Services Australia is a wholly-owned subsidiary of Volkswagen Financial Services AG in Braunschweig, Germany. The primary objective of Volkswagen Financial Services Australia is to offer competitive finance and insurance products to over 150 retailers across Australia representing automotive brands, within the Volkswagen Group, including Volkswagen, Audi, ŠKODA and Volkswagen Commercial Vehicles.
We are currently looking for a Commercial Credit Analyst to join our Commercial Credit department for dealer and fleet vehicle funding. As a Commercial Credit Analyst you will be responsible for assessing the financial risk and recommending approvals on commercial credit applications.
This is an exciting opportunity for someone looking to further develop their career within VWFS.
Roles and Responsibilities:
- Assessing new dealer and fleet credit applications
- Preparing Credit Applications for Senior Management and/or headquarters covering earnings of dealer, fleet, risks, securities
- Liaise with external legal counsel and C level executives in relation to finance and security structure
- Conducting annual reviews of existing clients
- Assessing credit risk associated with interim applications made by dealers and fleet
- Proposing actions to be taken to minimise or eliminate the risks posed to VWFS
- Negotiating any changes to credit applications with dealers and fleet resulting from the reviews
The successful candidate will have:
- Tertiary qualifications in Accounting or Finance
- 2 - 5 years' experience in underwriting, corporate lending, business banking, floor plan / bailment finance or related discipline
- The ability to identify and develop alternative solutions to problems
- Excellent attention to detail
- Excellent customer service skills
- Experience in assessing the financial performance of companies
- Analytical ability, knowledge and good understanding of financial ratios used to assess the viability of business
- Financial industry background an advantage and auto industry knowledge desirable
- Strong negotiation skills
- Excellent verbal and written communication skills
When you join VWFSA you become part of a professional and dynamic team structure that is the foundation for the company's current and future success. You will also be offered a competitive salary, the chance to contribute to our success and the opportunity to grow your career within a global brand. If you meet the above criteria and would like to join our team click APPLY NOW!
Please note that you will be required to undergo a police check as a condition of your employment.