Senior Credit Risk Analyst

Summary about this job

Detail information about job Senior Credit Risk Analyst. Terms and conditions vacancy

• Fantastic Career Opportunity - 12 month Fixed Term Contract
• Utilise your excellent understanding of retail consumer credit risk
• We're a global team, this means you get to work from home.

About the business

ADEPT™ Decisions is a highly agile team of decisioning, technical and business professionals, responsible for the development, sale and implementation of the ADEPT™ Decisions Platform. Our team is located worldwide, and our focus is currently on servicing the South African decisioning industry.

The ADEPT™ Decisions Platform (ADP) is a unique decision management system, combining the established ADEPT™ core decision engine with ADEPT™ Decisions private cloud managed services, to provide a customised solution for clients and partners in established and emerging markets.

ADEPT™ Decisions is a SaaS based decision management system which is configured to cover the entire credit life cycle; from prospecting for new customers to managing new applications, controlling existing accounts and maximising recoveries from write-offs.

Due to our successful partnership with the XDS Credit Bureau, we are currently expanding our team in order to maintain the highest levels of service to our client base.

About the role

The Senior Credit Risk Analyst forms part of the ADEPT™ Analytical Development team, working alongside the Head of Analytical Development and other ADEPT™ Decisions resources to develop business and reporting specifications as well as insights and analytical solutions for our subscribers. The role is responsible for efficient and effective delivery of these solutions for multiple projects from concept to implementation on time and in line with client expectations. The Senior Credit Risk Analyst needs to bring an excellent understanding of retail consumer credit risk, reporting, analytics and credit analytic processes across the full credit risk life-cycle to the team, as they will be responsible for both the development and implementation of these solutions within ADEPT™ Decisions.

What's in it for you?

We work from home; no more commuting through the traffic!

We're flexible, we're not about "clock-watching"; we're about getting the job done and getting it right.

No two days are ever the same.

You will have plenty of opportunities to influence your own growth and development.

Skills and experience

Bachelor's degree required.  Degree concentrations in Finance, Economics or related discipline preferred.

Requires a minimum of 5 years' experience in relevant Credit Risk roles.

Detailed understanding of Credit Risk Processes across Prospecting, Account Originations, Account Management and Delinquent Collections.

Detailed understanding of the Credit Risk Life Cycle, Analytics and Reporting.

Good understanding of use and development of Provisioning Models, familiarity with IFRS9 advantageous.

Kibana experience advantageous.

Excellent analytical and presentation skills.

Excellent communication and interpersonal skills.

Experience with SAS, Python or R advantageous.

Past accomplishments must include the development of joints odds matrices or decision trees for risk-based decisioning and action plans.

Must have proven ability to interact with all levels within an organisation, from most junior to most senior, from all aspects of technical and operational business.

Knowledge and experience with operational credit systems, from applications processing, account processing and collections.

Must be a self-starter with entrepreneurial approach to client interactions.

Requires high levels of energy, resilience and ability to display creativity in developing solutions and codifying offerings.

Must be proficient in English, based in Auckland, New Zealand and have the right to work in New Zealand.

If you are passionate about driving business performance, thrive on a challenge and are keen to be part of our next phase of growth, then we'd love to hear from you.

Please send your CV and Cover Letter to [email protected]