Credit Underwriter - SME
Reporting to the Snr Credit Manager you will use your effective analytics to provides risk assessment & decision making on SME credit.
Summary about this job
Credit
Company: Brighte Capital Pty Ltd
Location: Sydney
Work type: Full Time
Salary: n\a
Phone: +61-7-4827-6367
Fax: +61-7-7179-9398
E-mail: n\a
Site: n\a
Detail information about job Credit Underwriter - SME. Terms and conditions vacancy
- New Position
- Award Winning Fin Tech Company
- Career Opportunity
About Us:
We're Brighte and we're bringing the best in energy innovations home. We provide on-the-spot finance for home energy improvements, such as solar, batteries and more. It's a $116bn market and we're rapidly gaining traction as the leading player in this space.
Launched in 2015 Brighte is backed by Grok Investments as well as strategic supporters KPMG, Equifax, IBM and Stone and Chalk. Homeowners around Australia are embracing this new way to pay and we've seen phenomenal growth in 2018.
We're recognised as one of Australia's leading fintech companies by the Australian Financial Review, Fintech Business Awards and KPMG & H2 Ventures in their Fintech 100 list.
In a stage of rapid growth and we need sharp, inspired minds to come and be a part of it.
The Opportunity:
Brighte has grown fast in 2017 and into 2018 as a result we are looking to add a results driven small business Credit Underwriter to our Credit Team reporting to the Head of Credit.
What you will do:
- Provide risk assessment and decision making on SME credit including review of business financials, leadership, market conditions etc in order to make effective risk assessments;
- Conduct regular credit reviews;
- Managing all aspects of the credit underwriting process within delegated lending authority – including verifying application data, reviewing accountant prepared financials as well as internally prepared management reports, tax returns, analysing credit reports and researching business;
- Provide sound, high quality, recommendations to management on complex deals based on relevant regulatory legislation and loan reviews.
About You:
On your first day, we'll expect you to have:
- 3 years plus experience in business lending either in a bank or a leading retail financial institution;
- Proven experience as a collaborative, solutions based credit underwriter who can work effectively with sales and demonstrate key stakeholder engagement;
- Be someone who can effectively analyse data;
- Be self-motivated and have a need to achieve business goals.
- Have a high level of drive and a passion for working in a fast-growth start-up environment.
- Have an ability to be a natural team player.
Benefits
- Competitive compensation.
- Employee Share Plan.
- Stocked kitchens with breakfast and snacks.
- Career Development Opportunities in fast growing environment.
Brighte is a forward-thinking, flexible workplace that encourages a healthy work-life balance. Brighte is an equal opportunity employer and values diversity at our company.