Credit Analyst

Summary about this job

Detail information about job Credit Analyst. Terms and conditions vacancy

• Leading Australian Fintech
• Career Growth Opportunity
• Based in North Sydney

Become a Commercial Credit Analyst within a leading FinTech based in North Sydney

Your new company
This organisation is a leading FinTech lender to small and medium businesses (SMEs) across Australia offering a range of business finance solutions including working capital, trade finance and equipment finance facilities via a fast and simple online process. They are the preferred finance partner to businesses serving the SME market, and has forged strategic relationships with industry leaders nation wide. They offer a collaborative and progressive team environment and actively push internal promotion.

Your new role

• Interpreting Credit Assessment Memos generated via proprietary credit algorithm to underwrite decisions up to a Delegated Lending Authority;
• Assist Senior Credit Manager in larger transactions by conducting calls with clients to verify information in relation to the creditworthiness of their business;
• Understanding the range of products in order to remain solution-focused in respect to the client throughout the underwriting process and appropriately manage expectations;
• Be an effective team player by communicating clearly and sharing common goals with Sales and Credit Analytics teams in a fast-paced environment to find solutions that meet internal lending requirements whilst exceeding customers’ expectations.

What you'll need to succeed

• The ideal candidate will have had at least 3+ years of recent experience in commercial credit underwriting at either a commercial bank or finance company;
• Previous DLA of $250k +
• A passion for credit and the ability to thoroughly interpret financial statements, perform risk ratio analysis and understand cashflow financing.
• Experience across a range of commercial lending products.
• Strong written and verbal skills are essential to communicate effectively with internal stakeholders and clients;
• Any sales or client-facing experience would be beneficial

What you'll get in return
In return you'll join the fastest growing FinTech in Australia as they go through a significant growth stage and grow their market footprint across Australia. You'll work closely with senior members of the organisation and get full visibility and transparency as the company expands their business offering. This business offers an eager and willing candidate the opportunity to rapidly fast track their career and be part of something exciting.

What you need to do now
If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or call Amanda Dinte on 8226 9861 now.