Credit Officer/Analyst
Join a thriving office in Caroline Springs
Summary about this job
Mortgages
Company: Loan Market
Location: Melbourne
Work type: Full Time
Salary: $65,000 - $76,650 Including Super
Phone: +61-7-7324-1470
Fax: +61-7-7599-4297
E-mail: n\a
Site: n\a
Detail information about job Credit Officer/Analyst. Terms and conditions vacancy
Due to continued growth, we are looking for a talented Credit Officer / Analyst with comprehensive knowledge and experience in the mortgage broking lending industry to join our Caroline Springs office.
You will be joining an elite business with a strong brand reputation in helping customers. In return, you will be provided a competitive salary structure and access to ongoing professional development.
Your day will include:
- Actioning new loan residential and commercial applications
- Building relationships and delivering superior level service to our referral partners and internal sales team;
- Achieving individual and team service level agreements;
- Ensuring all assessments and approvals are in agreement with Credit Policy Guidelines
The following role overview/key attributes:
- End to end lending support
- Discuss lending requests with broker
- Provide support to broker regarding credit policy, deal structure, including identifying potential improvements to structure
- Complete credit analysis & interpretation of financial statements to determine servicing
- capability
- Rework deals as required after assessment by the banks
- Communicate with internal parties - Banks, Broker throughout the process
- Communicate with external parties - clients, accountants and other referral partners, solicitors throughout the process
- Operate as lead point of contact for all matters specific to your customers
Skills & Experience
- Working in a broking business
- Understanding consumer lending products and policies of Banks
- Experience in understanding, analysing and writing complex lending deals
- Working with clients who are professionals and business owners
- Understanding different entity structures of self employed including trusts, companies
- Ability to maintain confidentiality
To be successful you will have comprehensive knowledge and experience in the lending industry and the ability to drive and structure complex credit applications and proposals. Must have a minimum of 2 years lending experience and based in a close proximity to Caroline Springs.
If you have a positive 'can-do attitude' and have the ability to work as part of a team, this role could be for you.
This is an excellent opportunity for a candidate that possesses the above attributes to take that next step in their career.