Credit Assessors

Summary about this job

Detail information about job Credit Assessors. Terms and conditions vacancy

• Adelaide based fintech
• Unique opportunity for credit experts who are looking for a new challenge
• Use cutting edge technologies to disrupt traditional assessment techniques

Credit Assessment Officer

location : Adelaide

contract Duration : Permanent

about Tic:Toc

Since launching in July 2017, we've been promising to give back time to Australian home buyers. This is a world-first offering and we are growing fast, so we need help to do this well.

Tic:Toc is a new and savvy financial services technology company with its headquarters in Adelaide, South Australia. Along with Bendigo and Adelaide Bank as our key stakeholder, we have built a greenfield digital financial services platform and together, we have revolutionised the home loan industry.

We are now recognised as a global leader in our technology and speed in expert customer delivery (tictochomeloans.com/newsroom).

As a digital platform, we continually seek best practice in business strategy and partnerships.

As a values based business, we ensure we make time to deliver the best product to our customers by making time for ourselves and for our business. 

We relish 'good different'.  We solve everyday problems having re-imagined complex solutions in unexpected, yet simple, ways.  We relentlessly focus on providing the best digital customer experience possible.

the position

Tic:Toc is looking for experienced Credit Assessors to join our growing operations team.

At Tic:Toc credit assessors and home loan specialists are embedded within the one team to facilitate the best customer experience and leverage the growth opportunities that working together and building good bonds creates. 

You will be involved in all facets of the operations team from assisting customers with their home loan product queries and application assessment, through to testing the platform and policies as part of a team that endeavors to continuously improve. 

This role offers a unique opportunity for passionate credit experts who are looking for a new challenge.  Whilst the core requirement of your role is that you will be responsible for assessing residential mortgage applications and making sound credit decisions in accordance with our policy guidelines, this is done in a whole new way and with this role comes the opportunity to help shape how the operations team functions both today and in the future. 

We would like to meet with people with a range of levels of experience in credit assessment.

the successful candidate

To be considered for this position, you will:

• Hold a Certificate IV in Finance and Mortgage Broking (or be willing to obtain one);
• Have a minimum 2+ years of experience in residential mortgage lending;
• Detailed knowledge of all relevant regulatory requirements;
• High attention to detail;
• Dedicated team player with a positive attitude;
• Demonstrated ability to learn new practices and procedures;
• Relish the challenge of using technology can be used to disrupt existing business practices;
• Have excellent written and verbal communication skills.

salary

A market rate salary and benefits will be offered.

 job offer

• customer focus 
• not sales driven
• using cutting edge technologies to disrupt traditional assessment techniques whilst upholding responsible lending practices
• exciting digital brand
• making the complex simple
• a different way of working
• fun working culture - we make time
• central Adelaide location with good public transport links

apply

Click on Apply and off you go.

Please ensure you tell us why this job appeals to you by providing us with a cover letter together with your resume. Help us to review your application by completing the screening questions.

If you are applying from interstate please be specific about your interest in the role and how you would manage a move to Adelaide.

Please forward any questions on the role to Tic:Toc on [email protected].

In accordance with financial services best practice employment is subject to successful employment screening, including criminal, ASIC and bankruptcy checks.